Finance

If you're looking at ways to finance your next used car we offer a full range of Used Car Finance options, which are tailored to suit your personal or business needs. At MPD MOTORS we make it our business to provide car finance deals for anyone looking to purchase a used car, no matter what your financial circumstances. We can help if you need car finance and have had problems with Bad Credit, CCJ's, Defaults, are Self Employed or on Benefits or for whatever reason just Can't Get Credit. You can be confident of getting the most cost-effective package available by financing your next used car at MPD MOTORS.

Credit ratings explained

Poor

You have had frequent address changes & may not be on the electoral roll at your current address.

You have patchy employment history, possibly with periods of unemployment.

You have a high level of indebtedness & make frequent credit applications.

You have defaults or county court judgements & have made late payments

Average

You have been a resident at your address (whether owned or rented) for at least 3 years and are on the electoral roll at that address.

You have a stable employment history & you`re ub currebt full time employment, or are long term self employed.

You have a history of credit (mortgages, credit cards, loans, etc) with very few missed payments.

You have made infrequent credit applications & have no defaults or county court judgments.

Good

You have been a resident at your address (whether owned or rented) for at least 3 years & you`re on the electoral roll at the address.

You have been with the same employer (or self employed) for at least 3 years.

You have a long history of credit (mortgages, credit cards, loans, etc) with no missed payments.

You have made infrequent credit applications & have no defaults or county court judgments.

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